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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,095 | $95,383-86.3% | $185,837-93.0% | $85,856-84.7% |
| Participation rate | 53.8% | 68.8%-14.9pp | 81.7%-27.9pp | 69.3%-15.5pp |
| Annual return | 15.05% | 23.59%-8.5pp | 122.08%-107.0pp | 318.58%-303.5pp |
| Employer contribution / active EE | $1,545 | $3,313-53.4% | $5,168-70.1% | $2,565-39.8% |
| Participant deferral / active EE | $1,951 | $3,423-43.0% | $5,568-65.0% | $3,952-50.6% |
| Admin fee / account holder | $167 | $7,213-97.7% | $16,241-99.0% | $6,261-97.3% |