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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,026 | $77,908-66.6% | $149,696-82.6% | $75,173-65.4% |
| Participation rate | 42.4% | 65.6%-23.2pp | 78.8%-36.4pp | 67.2%-24.8pp |
| Annual return | 20.37% | 31.73%-11.4pp | 134.46%-114.1pp | 160.72%-140.3pp |
| Employer contribution / active EE | $1,050 | $3,138-66.5% | $4,821-78.2% | $2,671-60.7% |
| Participant deferral / active EE | $1,246 | $3,411-63.5% | $5,682-78.1% | $4,126-69.8% |
| Admin fee / account holder | $670 | $5,950-88.7% | $13,212-94.9% | $5,651-88.1% |