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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,418 | $73,848-76.4% | $143,799-87.9% | $68,486-74.6% |
| Participation rate | 55.6% | 66.7%-11.1pp | 80.3%-24.8pp | 67.9%-12.3pp |
| Annual return | -16.97% | 0.91%-17.9pp | -0.04%-16.9pp | -7.85%-9.1pp |
| Employer contribution / active EE | $1,106 | $3,184-65.3% | $4,952-77.7% | $2,597-57.4% |
| Participant deferral / active EE | $1,299 | $3,385-61.6% | $5,638-77.0% | $4,028-67.8% |
| Admin fee / account holder | $2,590 | $5,755-55.0% | $14,677-82.4% | $5,404-52.1% |