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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,813 | $102,382-51.3% | $147,005-66.1% | $80,874-38.4% |
| Participation rate | 61.3% | 75.8%-14.6pp | 82.2%-20.9pp | 67.6%-6.4pp |
| Annual return | 17.37% | 134.89%-117.5pp | 418.76%-401.4pp | 35.62%-18.2pp |
| Employer contribution / active EE | $2,321 | $3,715-37.5% | $4,934-53.0% | $2,756-15.8% |
| Participant deferral / active EE | $4,428 | $6,646-33.4% | $8,070-45.1% | $4,297+3.1% |
| Admin fee / account holder | $0 | $7,942-100.0% | $13,006-100.0% | $6,935-100.0% |