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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,842 | $148,629-67.8% | $135,982-64.8% | $139,487-65.7% |
| Participation rate | 73.7% | 83.9%-10.2pp | 81.9%-8.2pp | 80.3%-6.7pp |
| Annual return | 22.13% | 79.33%-57.2pp | 68.32%-46.2pp | 373.84%-351.7pp |
| Employer contribution / active EE | $3,172 | $5,247-39.5% | $4,859-34.7% | $4,755-33.3% |
| Participant deferral / active EE | $5,528 | $8,102-31.8% | $7,760-28.8% | $6,713-17.6% |
| Admin fee / account holder | $1,819 | $12,406-85.3% | $10,767-83.1% | $11,407-84.1% |