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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,897 | $165,399-77.7% | $149,745-75.4% | $158,982-76.8% |
| Participation rate | 86.7% | 84.6%+2.1pp | 82.5%+4.2pp | 82.0%+4.7pp |
| Annual return | 21.62% | 348.34%-326.7pp | 276.72%-255.1pp | 302.99%-281.4pp |
| Employer contribution / active EE | $2,220 | $5,105-56.5% | $4,646-52.2% | $4,763-53.4% |
| Participant deferral / active EE | $4,171 | $7,183-41.9% | $6,843-39.1% | $5,983-30.3% |
| Admin fee / account holder | $1,381 | $10,811-87.2% | $9,312-85.2% | $11,252-87.7% |