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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,897 | $165,351-77.7% | $149,710-75.4% | $158,931-76.8% |
| Participation rate | 86.7% | 84.6%+2.1pp | 82.5%+4.2pp | 82.0%+4.7pp |
| Annual return | 21.62% | 348.19%-326.6pp | 276.63%-255.0pp | 302.86%-281.2pp |
| Employer contribution / active EE | $2,220 | $5,103-56.5% | $4,645-52.2% | $4,761-53.4% |
| Participant deferral / active EE | $4,171 | $7,181-41.9% | $6,842-39.0% | $5,982-30.3% |
| Admin fee / account holder | $1,381 | $10,807-87.2% | $9,309-85.2% | $11,247-87.7% |