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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,303 | $87,546-76.8% | $75,784-73.2% | $125,389-83.8% |
| Participation rate | 87.5% | 80.2%+7.3pp | 75.8%+11.7pp | 83.2%+4.3pp |
| Annual return | 156.41% | 13.49%+142.9pp | 9.68%+146.7pp | 282.24%-125.8pp |
| Employer contribution / active EE | $1,759 | $3,930-55.2% | $3,323-47.1% | $4,866-63.9% |
| Participant deferral / active EE | $3,851 | $4,230-8.9% | $3,652+5.5% | $5,352-28.0% |
| Admin fee / account holder | $2,226 | $6,503-65.8% | $5,300-58.0% | $9,541-76.7% |