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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,723 | $133,998-39.8% | $112,263-28.1% | $134,545-40.0% |
| Participation rate | 88.9% | 78.6%+10.3pp | 75.1%+13.8pp | 81.2%+7.7pp |
| Annual return | -17.10% | 47.17%-64.3pp | 27.49%-44.6pp | 418.37%-435.5pp |
| Employer contribution / active EE | $2,846 | $4,040-29.6% | $3,636-21.7% | $4,742-40.0% |
| Participant deferral / active EE | $7,508 | $5,292+41.9% | $4,729+58.7% | $6,401+17.3% |
| Admin fee / account holder | $9,133 | $7,493+21.9% | $6,410+42.5% | $11,431-20.1% |