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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,433 | $106,008-64.7% | $92,240-59.4% | $147,586-74.6% |
| Participation rate | 81.3% | 80.4%+0.8pp | 76.5%+4.8pp | 82.8%-1.6pp |
| Annual return | 20.76% | 50.05%-29.3pp | 176.29%-155.5pp | 578.59%-557.8pp |
| Employer contribution / active EE | $1,810 | $4,333-58.2% | $3,680-50.8% | $4,876-62.9% |
| Participant deferral / active EE | $3,787 | $4,478-15.4% | $3,897-2.8% | $5,439-30.4% |
| Admin fee / account holder | $436 | $6,333-93.1% | $5,194-91.6% | $10,886-96.0% |