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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $22,384 |
LPL FINANCIAL3 years Service code 27 PO BOX 502533 · SAN DIEGO, CA 921502533 | Advisory (Plan) | $19,944 |
Service code 13 1 RAYMOND DRIVE - SUITE 7 · HAVERTOWN, PA 19038 | Contract Administrator | $15,208 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,704 | $52,961+46.7% | $172,752-55.0% | $65,185+19.2% |
| Participation rate | 76.4% | 66.2%+10.2pp | 82.6%-6.3pp | 70.2%+6.2pp |
| Annual return | 26.11% | 30.12%-4.0pp | 802.97%-776.9pp | 29.38%-3.3pp |
| Employer contribution / active EE | $1,722 | $2,190-21.4% | $5,144-66.5% | $2,177-20.9% |
| Participant deferral / active EE | $4,201 | $2,471+70.0% | $5,198-19.2% | $3,514+19.5% |
| Admin fee / account holder | $689 | $472+46.0% | $13,955-95.1% | $847-18.7% |