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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,971 | $154,228-44.9% | $145,433-41.6% | $137,256-38.1% |
| Participation rate | 50.0% | 83.8%-33.8pp | 82.1%-32.1pp | 80.0%-30.0pp |
| Annual return | 13.11% | 74.59%-61.5pp | 66.58%-53.5pp | 220.34%-207.2pp |
| Employer contribution / active EE | $3,439 | $4,804-28.4% | $4,554-24.5% | $4,156-17.3% |
| Participant deferral / active EE | $15,246 | $8,216+85.5% | $7,897+93.0% | $6,407+138.0% |
| Admin fee / account holder | $43,165 | $14,344+200.9% | $13,129+228.8% | $12,270+251.8% |