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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,256 | $148,623-62.8% | $135,974-59.4% | $139,466-60.4% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 21.85% | 79.30%-57.5pp | 68.30%-46.5pp | 373.66%-351.8pp |
| Employer contribution / active EE | $2,431 | $5,246-53.7% | $4,859-50.0% | $4,754-48.9% |
| Participant deferral / active EE | $15,451 | $8,103+90.7% | $7,760+99.1% | $6,712+130.2% |
| Admin fee / account holder | $390 | $12,406-96.9% | $10,767-96.4% | $11,409-96.6% |