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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $537,117 |
COMMONWEALTH FINANCIAL NETWORK10+ years Filed as: COMMONWEALTH EQUITY SERVICES, INC. Service code 15 · EIN 04-2675571 | Recordkeeping | $208,161 |
ADP BROKER-DEALER10+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,679 | $57,150-74.3% | $93,727-84.3% | $106,553-86.2% |
| Participation rate | 96.1% | 49.1%+47.0pp | 68.7%+27.4pp | 69.8%+26.3pp |
| Annual return | 14.45% | 15.81%-1.4pp | 133.83%-119.4pp | 17.37%-2.9pp |
| Employer contribution / active EE | $418 | $1,015-58.8% | $2,421-82.7% | $3,359-87.6% |
| Participant deferral / active EE | $2,569 | $1,853+38.7% | $4,417-41.8% | $5,562-53.8% |
| Admin fee / account holder | $60 | $64-7.1% | $8,292-99.3% | $80-24.9% |