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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,144 | $68,412+33.2% | $94,679-3.7% | $75,181+21.2% |
| Participation rate | 96.9% | 76.1%+20.8pp | 80.8%+16.0pp | 67.2%+29.7pp |
| Annual return | 20.74% | 616.91%-596.2pp | 156.75%-136.0pp | 160.69%-139.9pp |
| Employer contribution / active EE | $7,187 | $2,701+166.1% | $3,673+95.7% | $2,671+169.1% |
| Participant deferral / active EE | $7,473 | $6,537+14.3% | $7,417+0.7% | $4,126+81.1% |
| Admin fee / account holder | $1,379 | $5,326-74.1% | $7,233-80.9% | $5,650-75.6% |