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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,698 | $115,903+11.0% | $100,528+28.0% | $158,966-19.0% |
| Participation rate | 94.1% | 81.6%+12.5pp | 79.4%+14.7pp | 82.0%+12.2pp |
| Annual return | 22.27% | 34.80%-12.5pp | 30.90%-8.6pp | 302.95%-280.7pp |
| Employer contribution / active EE | $10,532 | $4,105+156.6% | $3,419+208.1% | $4,762+121.2% |
| Participant deferral / active EE | $8,590 | $6,677+28.7% | $6,271+37.0% | $5,983+43.6% |
| Admin fee / account holder | $679 | $11,000-93.8% | $8,084-91.6% | $11,250-94.0% |