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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,589 | $105,856-39.9% | $90,161-29.5% | $147,586-56.9% |
| Participation rate | 91.7% | 79.7%+11.9pp | 76.9%+14.8pp | 82.8%+8.8pp |
| Annual return | 16.94% | 37.63%-20.7pp | 34.89%-17.9pp | 578.59%-561.7pp |
| Employer contribution / active EE | $13,264 | $4,126+221.4% | $3,318+299.8% | $4,876+172.0% |
| Participant deferral / active EE | $7,209 | $5,733+25.8% | $5,287+36.3% | $5,439+32.5% |
| Admin fee / account holder | $356 | $8,046-95.6% | $5,943-94.0% | $10,886-96.7% |