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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,864 | $93,589-67.0% | $135,942-77.3% | $75,181-58.9% |
| Participation rate | 65.5% | 75.2%-9.7pp | 81.9%-16.4pp | 67.2%-1.7pp |
| Annual return | 28.37% | 30.90%-2.5pp | 68.28%-39.9pp | 160.69%-132.3pp |
| Employer contribution / active EE | $2,456 | $3,537-30.6% | $4,858-49.4% | $2,671-8.0% |
| Participant deferral / active EE | $5,150 | $6,405-19.6% | $7,759-33.6% | $4,126+24.8% |
| Admin fee / account holder | $275 | $6,977-96.1% | $10,764-97.4% | $5,650-95.1% |