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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,187 | $135,956-94.0% | $123,894-93.4% | $273,972-97.0% |
| Participation rate | 66.7% | 84.1%-17.4pp | 81.4%-14.7pp | 83.0%-16.3pp |
| Annual return | 76.47% | 56.63%+19.8pp | 47.52%+29.0pp | 41.46%+35.0pp |
| Employer contribution / active EE | $1,369 | $5,170-73.5% | $4,617-70.4% | $4,869-71.9% |
| Participant deferral / active EE | $3,966 | $6,343-37.5% | $5,984-33.7% | $5,287-25.0% |
| Admin fee / account holder | $143 | $9,817-98.5% | $8,357-98.3% | $10,133-98.6% |