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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,114 | $82,674-67.2% | $125,381-78.4% | $68,486-60.4% |
| Participation rate | 51.2% | 75.1%-23.8pp | 82.4%-31.2pp | 67.9%-16.7pp |
| Annual return | -19.52% | -5.97%-13.6pp | 572.31%-591.8pp | -7.85%-11.7pp |
| Employer contribution / active EE | $1,691 | $3,382-50.0% | $4,815-64.9% | $2,597-34.9% |
| Participant deferral / active EE | $3,492 | $6,111-42.8% | $7,448-53.1% | $4,028-13.3% |
| Admin fee / account holder | $259 | $6,277-95.9% | $10,007-97.4% | $5,404-95.2% |