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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,024 | $97,125+12.3% | $86,233+26.4% | $137,256-20.6% |
| Participation rate | 9.1% | 74.2%-65.1pp | 69.0%-59.9pp | 80.0%-70.9pp |
| Annual return | 19.12% | 74.19%-55.1pp | 61.39%-42.3pp | 220.34%-201.2pp |
| Employer contribution / active EE | $524 | $2,841-81.6% | $2,504-79.1% | $4,156-87.4% |
| Participant deferral / active EE | $873 | $5,180-83.2% | $4,559-80.9% | $6,407-86.4% |
| Admin fee / account holder | $0 | $9,725-100.0% | $8,342-100.0% | $12,270-100.0% |