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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,627 | $100,203-21.5% | $85,240-7.8% | $145,897-46.1% |
| Participation rate | 10.0% | 74.1%-64.1pp | 67.5%-57.5pp | 80.3%-70.3pp |
| Annual return | 15.41% | 84.28%-68.9pp | 66.75%-51.3pp | 552.29%-536.9pp |
| Employer contribution / active EE | $576 | $3,242-82.2% | $2,735-78.9% | $4,663-87.6% |
| Participant deferral / active EE | $949 | $5,299-82.1% | $4,527-79.0% | $6,689-85.8% |
| Admin fee / account holder | $27,192 | $7,265+274.3% | $6,165+341.1% | $13,390+103.1% |