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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,015 | $93,098-77.4% | $77,081-72.7% | $134,509-84.4% |
| Participation rate | 33.3% | 74.5%-41.2pp | 67.9%-34.6pp | 81.2%-47.9pp |
| Annual return | -21.95% | 62.63%-84.6pp | 42.33%-64.3pp | 418.13%-440.1pp |
| Employer contribution / active EE | $1,615 | $3,419-52.8% | $2,813-42.6% | $4,741-65.9% |
| Participant deferral / active EE | $1,923 | $5,239-63.3% | $4,428-56.6% | $6,400-70.0% |
| Admin fee / account holder | $0 | $6,945-100.0% | $5,427-100.0% | $11,427-100.0% |