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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,472 | $183,592-47.5% | $155,574-38.0% | $145,877-33.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.78% | 61.37%-48.6pp | 64.87%-52.1pp | 551.28%-538.5pp |
| Employer contribution / active EE | $4,916 | $5,317-7.5% | $4,676+5.1% | $4,663+5.4% |
| Participant deferral / active EE | $17,265 | $6,466+167.0% | $5,629+206.7% | $6,691+158.1% |
| Admin fee / account holder | $7,036 | $19,316-63.6% | $15,914-55.8% | $13,402-47.5% |