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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,219 | $167,352-70.0% | $143,788-65.1% | $134,509-62.7% |
| Participation rate | 58.3% | 84.8%-26.5pp | 80.3%-22.0pp | 81.2%-22.9pp |
| Annual return | -20.04% | 0.47%-20.5pp | -0.03%-20.0pp | 418.13%-438.2pp |
| Employer contribution / active EE | $1,422 | $5,620-74.7% | $4,952-71.3% | $4,741-70.0% |
| Participant deferral / active EE | $4,355 | $6,447-32.5% | $5,638-22.8% | $6,400-32.0% |
| Admin fee / account holder | $411 | $18,091-97.7% | $14,675-97.2% | $11,427-96.4% |