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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,885 | $100,147-52.2% | $81,286-41.1% | $145,877-67.2% |
| Participation rate | 78.9% | 74.2%+4.7pp | 69.5%+9.4pp | 80.3%-1.4pp |
| Annual return | 14.55% | 34.44%-19.9pp | 24.80%-10.2pp | 551.28%-536.7pp |
| Employer contribution / active EE | $2,438 | $2,977-18.1% | $2,463-1.0% | $4,663-47.7% |
| Participant deferral / active EE | $5,021 | $4,607+9.0% | $3,883+29.3% | $6,691-24.9% |
| Admin fee / account holder | $2,611 | $8,201-68.2% | $5,764-54.7% | $13,402-80.5% |