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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,381 | $58,927-55.2% | $76,823-65.7% | $72,983-63.9% |
| Participation rate | 81.5% | 67.3%+14.1pp | 72.1%+9.4pp | 69.5%+12.0pp |
| Annual return | 25.10% | 2305.64%-2280.5pp | 1166.42%-1141.3pp | 81.01%-55.9pp |
| Employer contribution / active EE | $3,741 | $1,787+109.4% | $2,302+62.5% | $2,440+53.3% |
| Participant deferral / active EE | $6,557 | $2,690+143.7% | $3,336+96.6% | $3,608+81.7% |
| Admin fee / account holder | $2,682 | $4,013-33.2% | $6,422-58.2% | $5,124-47.7% |