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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,765 | $88,585-76.6% | $69,884-70.3% | $134,532-84.6% |
| Participation rate | 100.0% | 74.9%+25.1pp | 70.5%+29.5pp | 81.2%+18.8pp |
| Annual return | -20.89% | 442.80%-463.7pp | 190.81%-211.7pp | 418.27%-439.2pp |
| Employer contribution / active EE | $2,701 | $3,235-16.5% | $2,560+5.5% | $4,741-43.0% |
| Participant deferral / active EE | $4,618 | $4,770-3.2% | $3,848+20.0% | $6,401-27.8% |
| Admin fee / account holder | $2,335 | $10,441-77.6% | $6,266-62.7% | $11,429-79.6% |