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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,391 | $176,077-67.4% | $159,455-64.0% | $167,518-65.7% |
| Participation rate | 66.7% | 84.9%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 15.70% | 331.83%-316.1pp | 263.63%-247.9pp | 478.71%-463.0pp |
| Employer contribution / active EE | $8,726 | $5,298+64.7% | $4,830+80.7% | $4,838+80.3% |
| Participant deferral / active EE | $8,167 | $7,751+5.4% | $7,353+11.1% | $6,342+28.8% |
| Admin fee / account holder | $981 | $12,556-92.2% | $10,800-90.9% | $12,312-92.0% |