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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,794 | $138,102-32.1% | $125,381-25.2% | $134,532-30.3% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -16.77% | 750.73%-767.5pp | 572.31%-589.1pp | 418.27%-435.0pp |
| Employer contribution / active EE | $5,508 | $5,245+5.0% | $4,815+14.4% | $4,741+16.2% |
| Participant deferral / active EE | $6,225 | $7,801-20.2% | $7,448-16.4% | $6,401-2.7% |
| Admin fee / account holder | $2,692 | $11,568-76.7% | $10,007-73.1% | $11,429-76.4% |