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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,305 | $157,296-79.5% | $141,191-77.1% | $152,897-78.9% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 22.90% | 64.34%-41.4pp | 71.41%-48.5pp | 345.43%-322.5pp |
| Employer contribution / active EE | $2,859 | $5,262-45.7% | $4,736-39.6% | $4,764-40.0% |
| Participant deferral / active EE | $8,481 | $7,111+19.3% | $6,710+26.4% | $5,851+44.9% |
| Admin fee / account holder | $472 | $12,125-96.1% | $10,264-95.4% | $11,599-95.9% |