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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,671 | $57,061+136.0% | $85,063+58.3% | $80,911+66.4% |
| Participation rate | 93.8% | 56.3%+37.4pp | 67.5%+26.2pp | 67.6%+26.1pp |
| Annual return | 12.08% | 21.66%-9.6pp | 66.54%-54.5pp | 35.63%-23.6pp |
| Employer contribution / active EE | $7,694 | $1,799+327.7% | $2,727+182.1% | $2,756+179.2% |
| Participant deferral / active EE | $1,206 | $3,110-61.2% | $4,523-73.3% | $4,297-71.9% |
| Admin fee / account holder | $1,754 | $4,986-64.8% | $6,155-71.5% | $6,935-74.7% |