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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,041 | $47,848+44.3% | $81,473-15.3% | $70,126-1.5% |
| Participation rate | 76.9% | 58.3%+18.6pp | 68.0%+9.0pp | 69.5%+7.4pp |
| Annual return | 10.78% | 27.25%-16.5pp | 38.78%-28.0pp | 73.15%-62.4pp |
| Employer contribution / active EE | $1,767 | $1,527+15.7% | $2,568-31.2% | $2,343-24.6% |
| Participant deferral / active EE | $1,773 | $2,453-27.7% | $3,537-49.9% | $3,332-46.8% |
| Admin fee / account holder | $22,690 | $3,145+621.5% | $4,561+397.5% | $4,645+388.4% |