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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,548 | $43,075+117.2% | $74,577+25.4% | $62,881+48.8% |
| Participation rate | 100.0% | 58.1%+41.9pp | 68.1%+31.9pp | 69.3%+30.7pp |
| Annual return | 37.49% | 17.50%+20.0pp | 20.47%+17.0pp | 20.14%+17.3pp |
| Employer contribution / active EE | $3,432 | $1,498+129.2% | $2,525+35.9% | $2,281+50.5% |
| Participant deferral / active EE | $4,536 | $2,389+89.8% | $3,458+31.2% | $3,203+41.6% |
| Admin fee / account holder | $3,460 | $2,840+21.8% | $4,138-16.4% | $4,296-19.4% |