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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $508,281 | $223,823+127.1% | $211,142+140.7% | $154,746+228.5% |
| Participation rate | 88.2% | 87.9%+0.4pp | 87.3%+0.9pp | 80.7%+7.5pp |
| Annual return | 17.88% | 50.39%-32.5pp | 46.84%-29.0pp | 172.34%-154.5pp |
| Employer contribution / active EE | $8,379 | $6,787+23.5% | $6,442+30.1% | $4,379+91.4% |
| Participant deferral / active EE | $21,677 | $9,750+122.3% | $9,284+133.5% | $6,730+222.1% |
| Admin fee / account holder | $2,809 | $19,707-85.7% | $19,076-85.3% | $14,365-80.4% |