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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,952 | $197,637+90.7% | $177,848+112.0% | $158,982+137.1% |
| Participation rate | 86.7% | 88.5%-1.9pp | 87.7%-1.1pp | 82.0%+4.7pp |
| Annual return | 13.93% | 58.77%-44.8pp | 48.33%-34.4pp | 302.99%-289.1pp |
| Employer contribution / active EE | $7,839 | $6,698+17.0% | $5,919+32.4% | $4,763+64.6% |
| Participant deferral / active EE | $17,301 | $8,405+105.9% | $7,714+124.3% | $5,983+189.2% |
| Admin fee / account holder | $4,366 | $15,406-71.7% | $12,431-64.9% | $11,252-61.2% |