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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,467 | $167,533+113.4% | $151,645+135.7% | $134,545+165.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -14.24% | 7.81%-22.1pp | 3.34%-17.6pp | 418.37%-432.6pp |
| Employer contribution / active EE | $10,421 | $6,828+52.6% | $6,165+69.0% | $4,742+119.8% |
| Participant deferral / active EE | $23,861 | $8,985+165.6% | $8,363+185.3% | $6,401+272.8% |
| Admin fee / account holder | $12,620 | $13,781-8.4% | $11,614+8.7% | $11,431+10.4% |