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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,639 | $185,883+118.8% | $170,043+139.1% | $139,466+191.6% |
| Participation rate | 80.0% | 87.8%-7.8pp | 87.0%-7.0pp | 80.3%-0.3pp |
| Annual return | 18.00% | 60.54%-42.5pp | 53.40%-35.4pp | 373.66%-355.7pp |
| Employer contribution / active EE | $7,874 | $7,596+3.7% | $6,790+16.0% | $4,754+65.6% |
| Participant deferral / active EE | $20,934 | $11,626+80.1% | $10,410+101.1% | $6,712+211.9% |
| Admin fee / account holder | $46,807 | $15,393+204.1% | $12,824+265.0% | $11,409+310.3% |