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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $508,281 | $209,336+142.8% | $197,124+157.8% | $137,256+270.3% |
| Participation rate | 88.2% | 87.3%+0.9pp | 86.7%+1.5pp | 80.0%+8.3pp |
| Annual return | 17.88% | 48.09%-30.2pp | 44.34%-26.5pp | 220.34%-202.5pp |
| Employer contribution / active EE | $8,379 | $6,591+27.1% | $6,227+34.6% | $4,156+101.6% |
| Participant deferral / active EE | $21,677 | $9,614+125.5% | $9,135+137.3% | $6,407+238.3% |
| Admin fee / account holder | $2,809 | $17,308-83.8% | $16,298-82.8% | $12,270-77.1% |