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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $441,470 |
STRATEGIC ADVISORS, INC.3+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $136,980 |
FORVIS, LLP1 year Filed as: FORVIS MAZARS LLP Service code 10 · EIN 44-0160260 | Accounting | $55,125 |
ROCATON INVESTMENT ADVISORS, LLC3+ years Filed as: ROCATON INVESTMENT ADVISORS LLC Service code 27 · EIN 04-3638035 | Advisory (Plan) | $50,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,831 | $96,807-45.4% | $165,100-68.0% | $106,553-50.4% |
| Participation rate | 52.0% | 79.1%-27.1pp | 78.6%-26.6pp | 69.8%-17.8pp |
| Annual return | 22.54% | 17.39%+5.1pp | 70.21%-47.7pp | 17.37%+5.2pp |
| Employer contribution / active EE | $1,469 | $2,888-49.1% | $4,348-66.2% | $3,359-56.3% |
| Participant deferral / active EE | $4,009 | $5,055-20.7% | $6,035-33.6% | $5,562-27.9% |
| Admin fee / account holder | $99 | $66+50.7% | $12,696-99.2% | $80+24.4% |