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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,979 | $103,000-43.7% | $90,300-35.8% | $152,885-62.1% |
| Participation rate | 26.7% | 75.9%-49.2pp | 73.3%-46.6pp | 82.5%-55.8pp |
| Annual return | 19.26% | 95.19%-75.9pp | 78.11%-58.9pp | 345.39%-326.1pp |
| Employer contribution / active EE | $384 | $3,138-87.8% | $2,854-86.5% | $4,763-91.9% |
| Participant deferral / active EE | $2,812 | $4,281-34.3% | $3,884-27.6% | $5,851-51.9% |
| Admin fee / account holder | $158 | $6,173-97.4% | $5,353-97.1% | $11,598-98.6% |