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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,246 | $100,911-25.4% | $90,440-16.8% | $158,966-52.7% |
| Participation rate | 23.5% | 75.0%-51.5pp | 72.7%-49.2pp | 82.0%-58.4pp |
| Annual return | 13.79% | 1726.62%-1712.8pp | 1294.38%-1280.6pp | 302.95%-289.2pp |
| Employer contribution / active EE | $250 | $3,690-93.2% | $3,263-92.3% | $4,762-94.7% |
| Participant deferral / active EE | $2,476 | $4,348-43.1% | $3,964-37.5% | $5,983-58.6% |
| Admin fee / account holder | $184 | $6,507-97.2% | $5,615-96.7% | $11,250-98.4% |