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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,722 | $90,606-44.0% | $79,466-36.2% | $135,379-62.5% |
| Participation rate | 21.4% | 76.0%-54.6pp | 73.3%-51.9pp | 82.6%-61.2pp |
| Annual return | -2.87% | 977.69%-980.6pp | 718.28%-721.1pp | 519.79%-522.7pp |
| Employer contribution / active EE | $342 | $3,068-88.8% | $2,800-87.8% | $4,779-92.8% |
| Participant deferral / active EE | $2,766 | $4,050-31.7% | $3,704-25.3% | $5,609-50.7% |
| Admin fee / account holder | $11,172 | $5,895+89.5% | $5,104+118.9% | $10,828+3.2% |