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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,245 | $185,312+15.6% | $161,489+32.7% | $154,746+38.4% |
| Participation rate | 63.6% | 82.5%-18.8pp | 78.7%-15.1pp | 80.7%-17.1pp |
| Annual return | 15.75% | 103.84%-88.1pp | 89.72%-74.0pp | 172.34%-156.6pp |
| Employer contribution / active EE | $2,337 | $4,769-51.0% | $4,268-45.2% | $4,379-46.6% |
| Participant deferral / active EE | $8,660 | $6,350+36.4% | $5,630+53.8% | $6,730+28.7% |
| Admin fee / account holder | $1,475 | $18,654-92.1% | $16,006-90.8% | $14,365-89.7% |