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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,868 | $181,896-55.5% | $156,551-48.3% | $273,972-70.5% |
| Participation rate | 46.7% | 88.4%-41.7pp | 84.0%-37.3pp | 83.0%-36.3pp |
| Annual return | 13.39% | 30.74%-17.3pp | 32.23%-18.8pp | 41.46%-28.1pp |
| Employer contribution / active EE | $1,236 | $6,248-80.2% | $5,501-77.5% | $4,869-74.6% |
| Participant deferral / active EE | $2,746 | $5,550-50.5% | $4,871-43.6% | $5,287-48.1% |
| Admin fee / account holder | $17 | $15,560-99.9% | $13,028-99.9% | $10,133-99.8% |