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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,150 | $182,442+9.7% | $163,379+22.5% | $138,895+44.1% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 17.83% | 72.74%-54.9pp | 63.41%-45.6pp | 145.39%-127.6pp |
| Employer contribution / active EE | $10,186 | $4,159+144.9% | $3,752+171.4% | $4,194+142.8% |
| Participant deferral / active EE | $8,338 | $6,817+22.3% | $6,282+32.7% | $6,396+30.4% |
| Admin fee / account holder | $439 | $10,396-95.8% | $9,818-95.5% | $12,562-96.5% |