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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,730 | $190,862-34.6% | $159,991-22.0% | $134,509-7.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -18.11% | 552.59%-570.7pp | 408.82%-426.9pp | 418.13%-436.2pp |
| Employer contribution / active EE | $17,000 | $4,995+240.4% | $4,225+302.4% | $4,741+258.6% |
| Participant deferral / active EE | $16,939 | $6,924+144.7% | $6,183+174.0% | $6,400+164.7% |
| Admin fee / account holder | $305 | $10,495-97.1% | $8,715-96.5% | $11,427-97.3% |