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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,851 | $175,257-43.6% | $149,717-34.0% | $139,456-29.1% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 17.55% | 166.70%-149.2pp | 134.41%-116.9pp | 373.45%-355.9pp |
| Employer contribution / active EE | $2,559 | $5,477-53.3% | $4,820-46.9% | $4,753-46.2% |
| Participant deferral / active EE | $4,270 | $6,521-34.5% | $5,682-24.8% | $6,711-36.4% |
| Admin fee / account holder | $790 | $16,156-95.1% | $13,213-94.0% | $11,407-93.1% |