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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,185 | $209,425-66.5% | $178,499-60.7% | $158,966-55.8% |
| Participation rate | 44.4% | 86.4%-41.9pp | 81.9%-37.5pp | 82.0%-37.5pp |
| Annual return | 18.42% | 188.80%-170.4pp | 151.10%-132.7pp | 302.95%-284.5pp |
| Employer contribution / active EE | $1,544 | $5,707-72.9% | $5,011-69.2% | $4,762-67.6% |
| Participant deferral / active EE | $4,414 | $5,955-25.9% | $5,202-15.2% | $5,983-26.2% |
| Admin fee / account holder | $463 | $17,078-97.3% | $13,986-96.7% | $11,250-95.9% |