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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,649 | $180,459-75.8% | $154,108-71.7% | $135,380-67.8% |
| Participation rate | 55.6% | 87.4%-31.9pp | 83.0%-27.5pp | 82.6%-27.1pp |
| Annual return | 4.35% | 888.21%-883.9pp | 735.21%-730.9pp | 519.81%-515.5pp |
| Employer contribution / active EE | $1,802 | $6,035-70.1% | $5,298-66.0% | $4,779-62.3% |
| Participant deferral / active EE | $4,397 | $5,806-24.3% | $5,081-13.5% | $5,609-21.6% |
| Admin fee / account holder | $1,562 | $16,145-90.3% | $13,411-88.4% | $10,828-85.6% |