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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,075 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,870 | $61,356-25.2% | $149,696-69.4% | $71,511-35.9% |
| Participation rate | 57.1% | 62.5%-5.4pp | 78.8%-21.6pp | 67.9%-10.8pp |
| Annual return | 25.68% | 35.86%-10.2pp | 134.46%-108.8pp | 28.86%-3.2pp |
| Employer contribution / active EE | $3,051 | $2,382+28.1% | $4,821-36.7% | $2,589+17.8% |
| Participant deferral / active EE | $5,523 | $2,920+89.2% | $5,682-2.8% | $4,291+28.7% |
| Admin fee / account holder | $152 | $1,263-88.0% | $13,212-98.9% | $1,588-90.4% |