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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,582 | $198,457-87.1% | $170,435-85.0% | $147,586-82.7% |
| Participation rate | 83.3% | 88.0%-4.6pp | 83.6%-0.3pp | 82.8%+0.5pp |
| Annual return | 26.69% | 257.30%-230.6pp | 205.94%-179.3pp | 578.59%-551.9pp |
| Employer contribution / active EE | $5,618 | $6,183-9.1% | $5,432+3.4% | $4,876+15.2% |
| Participant deferral / active EE | $8,067 | $5,629+43.3% | $4,939+63.3% | $5,439+48.3% |
| Admin fee / account holder | $321 | $16,852-98.1% | $13,881-97.7% | $10,886-97.1% |